Many people just don’t like to go shopping for one reason or another. It could be that they don’t like crowds, or they may dislike driving around and looking for a place to park. If you need to shop, and you don’t like hitting the malls, you can do it online and often save yourself some big money.
A great way to stay safe when shopping online is to avoid clicking any web addresses that are sent into your email. If you are expecting an email from a company, go to the actual website and do not click any links. Legitimate businesses do not send emails asking for personal information or account information.
When shopping online, make sure that the online store offers secure checkout. This will help protect your personal information from being stolen. To ensure the site is encrypted look up into your web browser’s URL box. The site is secured if the website starts with https. This stands for hyper transfer protocol secure.
If you’re concerned about whether a shopping site is legitimate or not, do some research about it. The internet can be a great way to find out about other people’s experiences with different sites. If the reviews of others seem promising, consider making a small first order. This can allow you to test out the customer service, shipping, and gain a feel for the company without risking a lot of money.
Call the online company before you make a purchase. If you have some kind of problem with your purchase, you want to be able to know that you can reach customer service easily. That’s why it’s a good idea to call before you give them your credit card information. If you can’t get anyone on the phone, steer clear.
Never give out your Social Security number to an online merchant. This number is not required for placing orders online. Giving an online store your Social Security number can help them use your personal and private information to steal your identity. To prevent that, if you go on an online store site and see that as a requirement, do not buy anything from them and shop somewhere else.
If you want to buy books online, you’ll get a better deal if you get them used. Depending on the condition you get them in, you may just end up paying a few cents plus shipping. Make sure you read through the description of the book to see if there are any damages you should be aware of.
A reputable online seller should have a history that is recorded with the Better Business Bureau. Check with the BBB before you part with your hard earned money to see if there have been any major or continual complaints lodged against them. You don’t want to be spending your money with a company that fails to deliver.
Read customer testimonials before you buy anything. People are more than happy to complain about bad service online, so look for sites and testimonials that are terrible so that you know what you’re getting into. You should take bad reviews with a grain of salt, but if you see many, you know there is a problem.
When shopping online, most places only accept debit or credit cards. Keep this in mind when you are deciding on a site to shop from. If you don’t feel comfortable providing the company with your credit card information, try to find another site. Try to find a site that offers a secure page when you’re adding your credit card information.
Find out the online store’s return policy. If you are considering making a purchase on an item that you may want to return, be sure you find out if returning the item is an option. Sometimes when you shop online, items can not be returned and you do not want to be stuck with an unwanted item.
If you think that you will be making a lot of online purchases in the future, consider applying for a separate credit card to use only for these transactions. It is easier to track all transactions if they are the only items listed on this card’s transaction records. Additionally, you don’t need to worry about your own funds being compromised, even temporarily, if you are a victim of fraud.
You should never do some online shopping while being connected a public wifi. Wait until you are on a secured Internet connection to purchase the products you want. Your payment information could be accessed by a third party if you purchase a product while being connected to a public network.
Do not just go to one online merchant to buy a product. Do some price comparison with other retailers. Compare the product costs along with shipping prices and their return policy. When you have this information, you can rest assure that you will purchase from a retailer whom you can count on.
Keep your boxes for what you buy online for 30 days after purchasing any item. This includes the shipping boxes they came in. If something goes wrong in the initial purchase period (for most items 14 to 30 days), you may need to ship the item back in its original packaging. It’s nice then too to have the original shipping box as well since you know it will fit.
You should be able to access your credit card statements online. Get in the habit of checking them at least once a week, particularly if you shop online a lot. If a charge pops up that you don’t recognize, you will be able to dispute it right away. However, if you don’t check it soon enough, you may not have any recourse.
As you can now see, shopping online from the comfort of your home is easy and convenient. You no longer have to make the uncomfortable trek to big shopping centers to find what you need. Just go online to find what you want and enjoy the savings that you often can obtain.
